PHOENIX – Jessica Korda had 240 yards to the front of the 15th green Thursday morning in the chilly first round of the Founders Cup. She reached for driver – and caddie Colin Cann didn’t stop her. While she often hits driver off the deck at home in Florida, she hadn’t attempted it in competition. ”It’s just if my caddie has a heart attack or not,” Korda joked. The lanky American spared her looper’s ticker with a shot to 15 feet. ”I think the crowd enjoyed it more than I did, but I did think it was really cool,” said Korda, making her third start following offseason jaw surgery. She settled for birdie on the par 5 – her fifth in the first six holes – after the eagle try lipped out. ”I was really upset, because I was like, ‘That would’ve been so cool,”’ Korda said. ”What did I do after that? Nothing. I didn’t do anything after that.” She did make one more birdie at Desert Ridge, but closed with two of her three bogeys in a 3-under 69 that left her two strokes behind leaders Karine Icher and Chella Choi. Ariya Jutanugarn, playing alongside Korda and defending champion Anna Nordqvist, was a shot back with Inbee Park, Lizette Salas, Cydney Clanton, Mariajo Uribe and Hee Young Park. Korda won three weeks ago in Thailand in her return from the surgery, which corrected a severe overbite. ”It’s been difficult,” said Korda, the daughter of former tennis champion Petr Korda and sister of fellow tour player Nelly Korda. ”I didn’t know when I was going to be able to come back.” Though she no longer has constant headaches, she’s still sore and fighting a head cold – all more difficult in the cold and wind. ”If you guys are going numb, just think about how my lips are turning blue,” she joked. Korda has four straight top-10 finishes, tying for third and second in her final two events last year before the surgery and following the victory in Thailand with a tie for 10th in Singapore. She has worked hard to improve her short game, focusing on her chipping. Full-field scores from the Bank of Hope Founders Cup ”I’m not afraid to miss a green,” Korda said. ”I used to get so frustrated missing greens because I was like that’s an automatic bogey. I knew how hard I would have to work just to make par. … It was really bad. It was like really, really, really bad. If I was 40 yards out, I would probably want to putt it.” Nelly Korda helped mother Regina Rajchrtova – also a former professional tennis player – care for Jessica. ”She was drooling, obviously, because she couldn’t feel the bottom half of her face,” Nelly said. ”Taking off her clothes was a bit difficult because she didn’t have any center of gravity, so she would fall over. It was definitely hard to see her at that stage.” The 19-year-old Nelly had a 72 in the group behind her sister. She tied for second in Singapore, a stroke behind Michelle Wie. The Kordas’ brother, 17-year-old Sebastian, won the Australian Open junior tennis title in January and is the top-ranked junior in the world. Icher bogeyed Nos. 15 and 18 after playing the first 14 holes in 7 under. ”With the wind picking up, it’s a little bit hard,” Icher said. The 39-year-old Frenchwoman birdied five of her first eight holes. ”The fairway doesn’t roll at all and big rough,” Icher said. ”Last year, we had much more roll off the fairway and no rough. And the wind. The wind and the temperature. Usually in Phoenix we play in the 90s, so it’s a different course. We have to adapt.” Choi also finished with a bogey. ”It was windy and tough out there, but every player in same condition,” Choi said. Nordqvist, a Swede who played at Arizona State, closed with a bogey for a 69. Fourth-ranked Sung Hyun Park also had a 69. Wie opened with a 70 in the afternoon. ”It was a grind,” Wie said. ”This course, generally, you feel like you have to shoot 10-under par every day.” Lydia Ko had five bogeys in a 74.
Vermont Business Magazine New York residents pay the most for basic health insurance and Vermont is second, but has the highest monthly premium at $469 a month, compared with New Mexico, which has the lowest monthly premium at $181 a month. New Mexico pays the least for basic health insurance, according to a new study released today by leading personal finance website GOBankingRates.com. The study compared silver plans ― the most popular plan according to the Department of Health and Human Services ― offered through the national or state-level insurance exchanges administered through the Affordable Care Act.The lowest-cost silver plans for each state were ranked based on the favorability of the following cost factors:The plan’s monthly premiumThe deductibleThe emergency care copayThe copay for care from a primary physician”Higher insurance costs in many states are tied to high costs of living or being in rural areas,” said Elyssa Kirkham, the lead GOBankingRates reporter on the study. “Where costs of living are high, like New York or Vermont, care is also likely to be more expensive, a cost which insurers pass to enrollees through higher premiums.””Competition is another key factor of health insurance costs,” said Kirkham. “In rural states like Wyoming and Oklahoma, fewer residents means a smaller health insurance market with fewer options, where insurers can charge more without losing customers. Of course, subsidies can offset these costs, but this form of assistance also varies widely from state to state,” she said.The 10 States With the Highest Health Insurance CostsNew YorkVermontSouth CarolinaAlabamaNew JerseyMississippiOklahomaIndianaDelawareWyoming2. VermontVermont’s cheapest silver option, the Silver CDHP Plan from Blue Cross and Blue Shield of Vermont, has the highest monthly premium of any state, charging $469 a month, or $5,628 a year in premiums. The yearly cost on this plan is estimated at $7,317 on average by Vermont’s exchange site and up to $11,377 in a “bad year” with many health expenses.These high costs are offset somewhat by a low deductible of just $1,425, one of the lowest of the silver plans included in this ranking. The policyholder is still responsible for some costs once the deductible is met, however, such as a 25 percent co-insurance on emergency care and a 10 percent co-insurance charge for visits to a primary care physician. Vermont’s health insurance exchange, Vermont Health Connect, added a comparison tool to its website in December 2015 that allows shoppers to compare out-of-pocket costs and premiums on different plans.The 10 States With the Lowest Health Insurance CostsNew MexicoUtahCaliforniaTexasPennsylvaniaMichiganDistrict of ColumbiaHawaiiOregonIdahoAdditional insights:The state with the highest monthly premium is Vermont, at $469 a month, compared with New Mexico, which has the lowest monthly premium at $181 a month.Primary doctor copays vary widely by state. West Virginia and Indiana have no copays, but Californians’ copays are the highest ― $250.Deductible costs range from $1,300 in North Dakota to $6,850 in South Carolina, which is more than five times the price.Despite New Mexico’s low costs, many residents have encountered difficulties in January 2016 getting their health coverage due to a high volume of December 2015 health insurance applications still being processed.50 States and D.C. Ranked by Health Insurance Costs Here is the full ranking of the 50 states and the District of Columbia from best to worst, according to their health insurance costs for the silver plan with the lowest monthly premium in each state.1New Mexico18Minnesota35North Carolina2Utah19Virginia36Georgia3California20Iowa37Florida4Texas21Nevada38Alaska5Pennsylvania22New Hampshire39Tennessee6Michigan23Maine40Missouri7District of Columbia24Kentucky41Colorado8Hawaii25North Dakota42Wyoming9Oregon26West Virginia43Delaware10Idaho27Washington44Indiana11Wisconsin28Ohio45Oklahoma12Connecticut29Montana46Mississippi13Arizona30Maryland47New Jersey14Louisiana31Arkansas48Alabama15Illinois32South Dakota49South Carolina16Kansas33Rhode Island50Vermont17Massachusetts34Nebraska51New YorkAbout GOBankingRatesGOBankingRates.com is a leading portal for personal finance and consumer banking information, offering visitors the latest on everything from finding a good interest rate to strategies for saving money, investing for retirement and getting a loan. Its editors are regularly featured on top-tier media outlets, including U.S. News & World Report, Forbes, Business Insider, Daily Finance, Huffington Post and more. It specializes in connecting consumers with the best financial institutions and banking products nationwide.LOS ANGELES, Jan. 20, 2016 /PRNewswire/ — GOBankingRates.com
The average daily time charter rate for a 12,500 dwt/F-type heavy lift vessel stands at USD6,863 for April 2020, a drop of USD358 compared to March 2020’s rate of USD7,221.The impact of the Covid-19 crisis is hard to ignore, and analysts expect the outbreak to have a long-lasting impact; a rebound in rates will be reliant on containment – the longer and more widespread the Covid-19 outbreak, the more damage it will cause.Last week, Drewry outlined three possible scenarios for the multipurpose/heavy lift shipping sector, depending on how the virus outbreak and the global economy develops in the second quarter of 2020.Drewry’s base-case forecast, which it considers to be the most likely, starts with the caveat that a global economic recovery will not begin until the fourth quarter. “Any recovery that had been anticipated for Q2 2020 and Q3 2020 is now expected to be delayed as some of the pent-up demand will have vanished due to both the longevity of the crisis and the oil market crash,” said Drewry.“The two events (Covid-19 plus the price of crude oil dropping below USD30 per barrel) have resulted in predictions of wide-scale unemployment and company bankruptcies, which when occurring together reduce investment and the collective purchasing power of the world’s population.”As a result, Drewry expects multipurpose/heavy lift cargo demand growth to stagnate in the two years to 2021, growing at an average annual rate of just 0.3 percent.www.toepfer-transport.comwww.drewry.co.uk
The growing trend for big London firms to relocate support work to cheaper locations at home and abroad is gaining momentum, new research shows.A report from commercial property consultancy CBRE coincided with news that magic circle firm Freshfields Bruckhaus Deringer is seeking office space in Manchester.The firm, whose headquarters for 1,300 staff occupies 230,000 sq ft in Fleet Street, central London, has hired estate agent Knight Frank to look for 100,000 sq ft in Manchester city centre. It is being suggested that back-office staff will be moved, but other departments could follow later.‘Northshoring’ legal support work to parts of the UK where office space is cheaper and wages lower has become a trend among the bigger firms. The annual rent for high-end office accommodation in Manchester, Glasgow or Birmingham is less than half that paid in London, while in Belfast it is under a third.More than half of the biggest London firms surveyed by CBRE said outsourcing or moving certain functions, such as secretarial services, to other locations was either planned or in place. More than two-thirds expect to increase their London headcount over the next three years.Frances Warner Lacey, senior director of the central London tenant advisory group at CBRE, said firms were looking at ways they could ‘squeeze more fee-earners into the same amount of space’. According to the CBRE report, the average area per fee-earner has fallen by 5% since 2012 to 490 sq ft in 2014. In that time, the average rental cost per fee-earner has increased 2% to £22,400 per annum.Warner Lacey said Freshfields’ Manchester foray did not necessarily signify a mass exodus of its staff from London. ‘It’s important for law firms to be close to their clients,’ she stressed.Freshfields declined to comment.
CONNECTORS: TE Connectivity’s MU27P connectors are designed to provide reliable control and communication connections between locomotives and rolling stock. The 27-point plugs and receptacles with aluminium shells in five colours can be used for applications such as door controls, public address systems and brake indications.‘These high-quality units are intended mainly for North American rail vehicles, but they also can be used elsewhere in the world’, said Dyon Bogaarts, Global Product Manager for Rail Terminals & Connectors. ‘They comply with the American Public Transport Association’s PR-E-RP-019-99 standard covering 27-point jumper and receptacle hardware, as well as the AAR standard AAR-S-512 on locomotives and locomotive interchange equipment, with additional European Rail connector verification against a selection of tests.’
The trophy-winning Manchester City team was eliminated in the semi-finals of the FA Cup after a 0-2 loss to Arsenal, and manager Josep Guardiola admitted that his team was far from normal.The Manchester City team had not lost to Arsenal for 3 years. During this period, the “citizens” recorded 7 consecutive victories against the team from North London, but the two goals of Pierre Emerick Obameyang interrupted their series. “We weren’t maximally prepared and we didn’t play well enough. If you’re not level all the time in a semi-final, it’s entirely possible to lose. We’re also human and sometimes we don’t play well. And the opponent did it.”“We can only regret that in the first half we did not perform as after the break. We had to change our approach during the match, but we failed,” said Guardiola.